Karnataka introduces Gruha Lakshmi scheme, with Rahul Gandhi transferring funds to beneficiary bank accounts, earning 10 points.

The Congress-led government in Karnataka launched the ‘Gruha Lakshmi’ scheme, also known as the Gruha Lakshmi Yojana, on August 30th. The scheme is one of the five major promises made by the Congress party during its election campaign. Rahul Gandhi, a Member of Parliament from the Congress party, arrived in Bengaluru before the scheme’s launch and initiated the transfer of funds directly into the bank accounts of Gruha Lakshmi Yojana beneficiaries through the Direct Benefit Transfer (DBT) system.

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The official launch of the scheme took place during a public event in Mysuru, attended by Chief Minister Siddaramaiah and Congress National President Mallikarjun Kharge, along with other senior party leaders. Addressing the gathering, Rahul Gandhi emphasized the party’s commitment to fulfilling its promises and highlighted that millions of women had received ₹2000 in their bank accounts as a result of the scheme’s launch.

Key points about the Gruha Lakshmi scheme are as follows:

1.Rahul Gandhi oversaw the direct transfer of funds to the beneficiaries’ bank accounts through the DBT system.

2.The scheme aims to provide ₹2000 in monthly assistance to the female head of families living below the poverty line (BPL). The Karnataka government has allocated a substantial annual budget of ₹32,000 crore to support this initiative.

3.Eligibility for the scheme includes women listed as family heads on Antyodaya, BPL, and Above Poverty Line (APL) ration cards. Each family is limited to one beneficiary under the Gruha Lakshmi Scheme.

4.The launch of the scheme means that approximately 1.1 crore women, who lead their households, will receive ₹2,000 in monthly assistance.

5.According to KC Venugopal, Congress General Secretary, this is poised to be the “world’s largest-ever welfare scheme for women,” benefitting 1.28 crore women in Karnataka.

6.The scheme excludes women who are government employees, taxpayers, or whose husbands pay income tax or file GST returns.

7.The primary objective is to empower women by offering financial support to housewives who are responsible for household duties.

8.Eligible women must possess an APL/BPL/Antyodaya ration card, a bank-linked Aadhaar card, bank details, and an Aadhaar-linked phone number. If the bank account is not linked to Aadhaar, a passbook can be used for verification.

9.Registration for the Gruha Lakshmi Scheme is possible through both online and offline methods.

10.The Gruha Lakshmi scheme is part of the five main guarantees made by the Congress during its Karnataka poll campaign. These guarantees include 200 units of free power for households (Gruha Jyoti), ₹2,000 monthly assistance for female heads of families (Gruha Lakshmi), free rice for BPL households (Anna Bhagya), financial assistance for unemployed graduates and diploma holders (Yuva Nidhi), and free public transport for women (Uchita Prayana).

The Yuva Nidhi guarantee, promising financial aid to unemployed graduates and diploma holders, will be launched in December for those who were unable to secure jobs six months after clearing exams during the 2022-23 academic year.

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